Resident Physician Home Loans
The right mortgage loan for resident physicians†
You’re starting to discover your career path, now let PhysicianLoans by Huntington help you along your financial journey.
Take advantage of our premier program for physicians and residents who plan to buy or refinance a home. Our loans are tailored for medical doctors with an MD, DO, DDS, DVM, or DMD – or will have one soon.
And because this loan has no money down – Up to $1,000,000 †, it makes it easier for recent medical school graduates. Residents need to show an employment contract and provide a letter from their employer.
Get started online or call us today at (877) 593-9313.
Resident Physician Home Loans
We’re for people – just like you. So we created loans only for you.
- 100% financing up to $1,000,000. – no money down †
- No private mortgage insurance
- No pre-payment penalty
- 50% DTI (debt to income) – Making it easier to qualify for a higher loan amounts.
- Close on your home up to 90+ days before beginning residency.†
- Up to 3% seller contributions are allowed – ask your real estate agent for details.
- Flexible terms – select the loan terms that are best for you. (3-Year ARM; 5-Year ARM; 7-Year ARM; 10-Year ARM; or 15-Year ARM)
Our Easy Steps to Success
The support you need when buying a home, in just a few easy steps.
Get Matched With A Mortgage Loan Officer
Work with an experienced mortgage loan officer who can help you get the financing you need.
Apply Now Connect with Us
Get started online or call us today at (877) 593-9313.
Pre-Qualify for a Loan
Your loan officer will provide a free pre-qualification so that you can begin your search for a place to call home.
Start the Home Buying Process
With your mortgage loan officer by your side, you’ll have someone with you to help simplify the process and answer any questions.
† Program only available to medical doctors who have a minimum degree of MD, DO, DMD, DVM, or DDS and proof of sufficient income or active employment contract with proof of sufficient income and reserves. Minimum reserves required vary depending on amount of the loan. Maximum loan amount at 100% financing is $1,000,000, at 95% financing is $1,750,000 and 89.99% financing is $2,500,000. Loan-to-value (LTV) financing options vary based on customer FICO score. Maximum overall loan amount is $2,500,000 with a maximum overall cash out option of $250,000 for refinances. Program is limited to the purchase or refinance of a primary residence. All loans are subject to application and credit approval, satisfactory appraisal and title insurance.