Get paid up to two days early with Early Pay

Because payday should work on your schedule

Getting paid early isn’t just about speed—it’s about freedom to live more fully. With Early Pay, you can access your paycheck up to two days early when you set up a qualifying direct deposit on your Huntington checking account1. And it’s free for Huntington checking customers. It’s one more way we help you get more from your money.

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It’s not a loan, just your pay, up to two days early

How does Early Pay work?

If we receive your direct deposit information from your employer prior to payday, we’ll make your money available as soon as we receive it—often up to two days early.

What do I need to enroll in Early Pay?

All you need is a Huntington personal checking account with direct deposit activated through your employer. No need to sign up.

How will I know if I’m enrolled in Early Pay?

We’ll send you an alert once you are enrolled. Plus, you can set up additional alerts, so you get a heads up each time your pay is deposited2.

Why does Early Pay matter?

Whether you’re covering bills, investing in your goals, or simply enjoying a little more breathing room, Early Pay helps you stay ahead.

Direct deposit is all it takes

Set up direct deposit for your Huntington checking account, and you could start receiving your pay up to two days early. To get started, fill out a direct deposit form along with a voided check from your Huntington account. Then, submit it to your HR or payroll department.

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Early Pay FAQs

Early Pay is a free service that Huntington provides its checking customers; giving customers access to their pay up to two days early. There’s no enrolling or activating. All you need to do is set up a direct deposit into your Huntington Checking account. If we receive your direct deposit information from your employer early, we will deposit your pay into your account—up to two days early.

That’s the great part–we’ll do the work for you! Once we receive your direct deposit information from your employer, we will deposit the funds into your account, and you will be automatically enrolled! You will receive an alert once you are enrolled and you can sign up for alerts that will let you know each time your pay is deposited early2.

We will send you an alert once you are enrolled in Early Pay. You can sign up for additional alerts that will let you know each time your pay is deposited early.

In addition, you will see Early Pay listed as a Perk within online and mobile banking. You can click the link to find out more about the service and see what direct deposits have been paid early.

Setting up direct deposit is easy! Just fill out a Direct Deposit Form along with a voided check and bring it to your HR department. You’ll be able to receive your paycheck quickly, safely, and conveniently! Learn more about direct deposit.

If you change jobs, you will need to set up direct deposit through your new employer. It will take up to 90 days to become automatically enrolled in Early Pay.

If you don’t want to be enrolled in Early Pay, you can visit your local branch or call Huntington Customer Service (800) 480-2265.

Depending on your employer, it could take up to 90 days to be enrolled in Early Pay after you set up a direct deposit. However, in some cases, it may happen sooner.

Employers don’t always submit their direct deposit information at the same time each pay period. For example, one pay period, they may submit it one day early, and the next they may submit it two days early. Unfortunately, we don’t have control over the timing. However, you can enroll in text alerts so you are notified when you receive your direct deposits early.

If you have a recurring direct deposit set up for at least 90 days but aren’t seeing your payment early, that could mean that your employer is not submitting your direct deposit information in advance of your payday. This service is completely dependent on direct deposit information being submitted early.

The direct deposit must be recurring. Salary, social security, pension, military payments, and VA benefits are all included.

DISCLOSURES

1 Early Pay. You may receive a direct deposit up to two days early with Early Pay if 1) you have a checking account with us, 2) a recurring qualifying direct deposit, and 3) provide us a valid email address. It is at our discretion to identify which recurring direct deposits are eligible for Early Pay and it may take up to 90 days to identify those deposits that qualify. We cannot guarantee that you will receive the Early Pay service due to unanticipated circumstances. Early Pay is automatic and there is no fee. You can opt out of the Early Pay service at any time, by contacting a branch or calling our service center at (800) 480-2265 and asking to have Early Pay removed. For more information, please see a Consumer Deposit Account agreement, or contact a branch. Learn more at huntington.com/EarlyPay. Receive recurring qualifying direct deposits up to two days early at no charge. Some direct deposit types are not eligible.

2 Message and data rates may apply.