Cashing a Money Order

If you’ve just received a money order, and you’re wondering how to cash in its value, where you can do it, and how it’s done, we can help. A money order is typically used to pay for goods and services in a more secure way, than providing cash and provides a way to document the transaction. Follow these steps to learn how to cash or deposit a money order.

Note: At this time, Huntington does not sell money orders, and we only cash money orders for current customers.  

Where You Can Cash a Money Order

You can cash a money order where it was issued (which should be printed on the money order). Additionally, you can generally cash money orders at your local post office or retailers like Walmart. Keep in mind that you may need to pay a fee if you choose to cash a money order at the non-issuing institution.  

For current account holders only, Huntington provides money order cashing services at no additional charge.  To help protect you from scams, our tellers will review the security features of the money order and go through some verification steps. We want you to know as soon as possible if you’ve been given a fake money order. If you want to deposit a money order instead of cashing it, you can deposit it at a branch or through an ATM. If you’re a Huntington customer, you can also take advantage of The Hub to help you manage your finances.

How to Cash a Money Order

Cashing a money order is a lot like cashing a check because the same general guidelines apply.

The first thing to know about cashing a money order is when to sign it. Signing a money order is like endorsing a check. You don’t want to endorse a check until you’re at the bank, and the same applies to money orders.

For current account holders only, follow these steps to cash a money order (or deposit one) at Huntington:

1. Do not sign the money order yet.
2. Go to your local branch.
3. Present the original money order to the teller.
4. Provide a government-issued ID.
5. Provide your account information (ATM card, debit card, or deposit slip).
6. Sign (endorse) the money order in front of the teller. This is typically on the back, but the teller can help you find the endorsement line.
7. Receive the cash (or complete the deposit) and get a receipt for the transaction.

If you’re cashing a money order somewhere other than a Huntington branch, we recommend contacting them to find out what they need.

How Long are Money Orders Good For?

Money orders don’t expire, but locations that cash money orders may have their own policies. Huntington will cash money orders up to one year from the issue date for customers. We do not cash money orders for non-customers.

If your money order is older than a year, you’ll need to take it to the place that issued it to cash it. It’s good practice to avoid this problem by cashing or depositing checks and money orders as soon as possible.

Whether you bank with Huntington or not, there are options to cash your money order. If you’re not a Huntington customer, try a nearby post office, a retailer, or the location your money order was issued.

For current account holders, visit a local Huntington branch to cash your money order. You can also deposit a money order at one of our ATMs.