Asterisk-Free Checking®
A checking account that’s free to open and maintain.
With Asterisk-Free Checking, there’s no cost to open and no monthly maintenance fees. But you still get access to features our checking customers love about Huntington, like our delightfully intuitive mobile app and tools that help you strengthen your financial well-being.
Checking Account Features
Huntington checking accounts are loaded with features designed to look out for you and your financial well-being.
Early Pay
If you have a Huntington checking account with direct deposit, you could get paid up to two days early†.
Overdraft and Return Fee Relief
If you accidentally overdraw your account by $50 or less, you won't be charged an overdraft fee thanks to $50 Safety Zone℠. And, if you overdraw by more than $50, 24-Hour Grace® give you more time to fix it and avoid a fee##.
Huntington Asterisk-Free Account Benefits
A Checking Account, Free from Minimum Balances
No Monthly Maintenance Fee
No monthly maintenance fee with an Asterisk-Free checking account.
No Minimum To Open
No minimum deposit needed to open an Asterisk-Free checking account.
No Fee Or Minimum Balance
$4 monthly maintenance fee and $300 minimum balance on Premier Savings Account is waived while you maintain your Asterisk-Free checking account¶.
Huntington Relationship Savings
Take the first step toward building your savings today with the Huntington Relationship Savings Account — the perfect companion to an Asterisk-Free Checking Account.
Switching is Easy
We know it can be confusing switching banks, so we've created a kit to help you. Don't worry, we're with you each step of the way.
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Automated Assistant
Quick answers when you need them
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†You may receive a direct deposit up to two days early with Early Pay if 1) you have a checking account with us, 2) a recurring qualifying direct deposit, and 3) provide us a valid email address. It is at our discretion to identify which recurring direct deposits are eligible for Early Pay and it may take up to 90 days to identify those deposits that qualify. We cannot guarantee that you will receive the Early Pay service due to unanticipated circumstances. Early Pay is automatic and there is no fee. You can opt out of the Early Pay service at any time, by contacting a branch or calling our service center at (800) 480-2265 and asking to have Early Pay removed. For more information, please see a Consumer Deposit Account agreement, or contact a branch. Learn more at huntington.com/EarlyPay. Receive recurring qualifying direct deposits up to two days early at no charge. Some direct deposit types are not eligible.
##Your account will be automatically closed if it remains negative in any amount for 60 days, including if your account is overdrawn within our $50 Safety Zone. Learn more at huntington.com/SafetyZone and huntington.com/Grace.
¶¶For your protection, you should only send money to those you know and trust, such as family, friends and others such as your personal trainer, babysitter or neighbor. If you don’t know the person or aren’t sure you will get what you paid for, you should not use Zelle® for these types of transactions.
≠≠Must have a bank account in the U.S. to use Zelle®.
Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
^^The first $500 of your total daily check deposits made at a branch, ATM, through Mobile Deposit, or Huntington Deposit Scan (for businesses) may be available to you immediately on the day we receive your deposit. For check deposits made from Saturday through Monday and Federal Holidays, up to $500 in total may be available immediately from all your check deposits over those days. Your remaining check deposit amount(s) will generally be available on the next business day. Subject to eligibility; longer holds and exclusions may apply. Please see your Funds Availability Policy for more detail.
¶$4; or $0 Monthly Maintenance Fee on a Premier Savings account with average daily balance of $300 or when you own an eligible Huntington checking account. An eligible checking account is owned by you and includes Asterisk-Free Checking, Huntington Perks Checking, Huntington Platinum Perks Checking, or Private Client Account.
Asterisk-Free Checking®, 
, and 24-Hour Grace® are federally registered service marks of Huntington Bancshares Incorporated. $50 Safety Zone℠ and All Day Deposit℠ are service marks of Huntington Bancshares Incorporated. The 24-Hour Grace® system and method is patented. US Pat. No. 8,364,581, 8,781,955, 10,475,118, and others pending.