Auto Finance and Dealer Services

Managing a franchised automotive dealership presents unique challenges and opportunities. Huntington is here for the long haul, helping you navigate the road ahead with confidence.

Floorplan Lending Program

Tailored to meet the needs of the auto dealership industry, our program features a range of benefits designed to enhance your financial flexibility and boost your dealership’s success, including:

  • In-Market Relationship Managers
  • Competitive Rates
  • Floorplan Offset Accounts with Automated Sweep
  • Comprehensive Loan Options
  • Easy-to-Use Dealer Access Services

Floorplan Lending Program

A key benefit of our floorplan lending program is the Dealer Access System (DAS). It simplifies the floor planning process and puts real-time information at your fingertips. You can instantly update or inquire about your dealership’s specific floor plan loan information via a secure internet connection. The DAS streamlines the four major floor plan functions: Loan Requests, Review and Inquiry, Payment Input, and Reporting.

Why Choose Huntington?

Experienced Team

Huntington has long specialized in financing for auto dealers, deeply understanding the challenges and opportunities unique to the industry.

Customized Financing Options

Our tailored financial products, including competitive floorplan lending and comprehensive commercial banking services, are designed to support your dealership's growth.

Local and National Support

Benefit from personalized, local support backed by the strength of a national bank, ensuring you have the resources to succeed in any market condition.

Reliable and Comprehensive Services

With a stable market presence and full suite of banking services, Huntington is equipped to support all aspects of your business, from dealer sales to auto finance.

FAQs

We’re focused on delivering the best automotive banking experience possible. Please find answers to frequently asked questions below.

What is the lien holder address for vehicle titles & auto insurance?

Answer:

Huntington National Bank
5555 Cleveland Ave (GW1C01)
Columbus, OH 43231

Lienholder address for New Jersey residents only:

Huntington National Bank
41 South High Street (HC0910)
Columbus, OH 43215

What is Huntington's FDI Number?

Answer:

HNB Federal Tax ID# 31-0966785

What is Huntington's ELT Codes for Eligible Electronic Titling States?

Answer:

  • Arizona – E00261869
  • California – FWS
  • Colorado – E3109667850001
  • Florida – 217738221
  • Georgia 1100387536
  • Idaho 310966785
  • Indiana – 3109667850001
  • Iowa – 31096678500
  • Louisiana - ECHD
  • Maryland – 10199
  • Massachusetts – C23544
  • Michigan – LH107054
  • Nebraska – 90775896
  • Nevada – HU0006
  • New York – 34909
  • North Carolina – 31519476
  • Ohio- E00549
  • Oklahoma – LH004055
  • Pennsylvania – 31096678501
  • South Carolina - 32600654
  • South Dakota – 310966785
  • Texas – 31096678500
  • Virginia - ELTJ4
  • Washington – HNB
  • Wisconsin – 53256

CORP Codes:

  • Mississippi – 90014808700
  • New Jersey – 452596074432150

My customer doesn’t reside in the state where the dealership is located. How should we process the title work to ensure the lien is recorded in a timely manner?

Answer:

The dealership should send the paperwork to the BMV where the customer lives to ensure the lien is properly recorded.

Who should I contact for a lien satisfaction letter if Huntington's lien is recorded on my customer's title, but they don’t have an outstanding loan with you?

Answer:

Please contact our Loan/Lease Customer Service Line at 800-445-8460, 7:00 am to 8:00 pm EST. Or fax your request to 877-293-7409, Attn: Title Administration.

My customer has several loan accounts with you. Since I don’t have a loan number, I can’t use your 24-hour automated payoff line. Who should I contact for a loan payoff?

Answer:

You must have the customer's account number to obtain a payoff quote through our automated telephone service. You could also have the customer contact our Loan/Lease Customer Service Line at 800-445-8460, 7:00 am to 8:00 pm EST to obtain the account number.

How can I obtain a loan payoff when my dealership is open for business?

Answer:

Once you have the customer’s authorization, contact our Dealer Payoff Line at 800-822-6327, 24 hours a day, 7 days a week, and follow the prompts in our automated telephone service to obtain the payoff amount using the account number or Social Security Number (SSN).

Where do I send the customer's loan payoff and how soon will I receive the title?

Answer:

Please send the check in the amount of the loan payoff with the account number OR Social Security Number (SSN) of the customer to:

The Huntington National Bank
5555 Cleveland Ave
ATTN: Payoff GW1N10
Columbus, OH 43231

You will receive the title, notification of the lien being released electronically, or lien release letter within 10 business days.

What are the most common errors to avoid in order to prevent funding delays?

Answer:

Not including the Bookout sheet or Risk Based Pricing Notification.

Where can I obtain a simple checklist of documents required for funding that we can include with each deal submitted?

Answer:

Please contact your retail relationship manager or region help desk and they can provide a checklist for you.

Where should I fax documents requested for funding and what information should I include to make sure they’re imaged to the correct deal?

Answer:

Please fax the information requested to 800-480-2044 and be sure to include the Application Identification Number.

Who do I contact for deal funding status or assistance with funding issues?

Answer:

Please contact our Indirect Funding Department at 800-926-6794 or you can contact your region help desk. Updates to the funding package status are also displayed within DealerTrack and RouteOne.

Who should I contact to stop funding on a deal if paperwork is in transit (for corrections needed, etc.)?

Answer:

Please contact your region help desk, retail relationship manager, or the funding department at 800-926-6794 for assistance.

My customer hasn’t received their Welcome Letter yet. Where should they send their payment?

Answer:

If the customer has a payment that is due, please send your first payment to the following address. Please include your Social Security Number (SSN) on the check or money order.

The Huntington National Bank
5555 Cleveland Ave
Attn: GW1C06
Columbus, OH 43231

When the customer receives their Welcome Letter, they may then begin using the regular payment address. It can take up to 14 days to receive their Welcome Letter after Huntington documents the details of their agreement. If the customer has questions about payment method options described in the Welcome Letter, they can contact our Loan/Lease Customer Service Line at 800-445-8460, 7:00 am to 8:00 pm EST.

Who should I contact if my customer was set up at closing for auto funds transfer, and their first payment wasn’t deducted from their deposit account?

Answer:

If the customer has questions about their automatic payment, they should contact our Loan/Lease Customer Service Line at 800-445-8460, 7:00 am to 8:00 pm EST and they can verify that the automatic payment was set up or can get it started.

Contact Us

For more information, contact a Huntington Indirect Representative or Commercial Portfolio Manager in your area.

  • Cincinnati / West Virginia 1-800-890-4508
  • Cleveland / Toledo / Eastern Ohio 1-800-824-1386
  • Columbus, Ohio 1-800-870-8304
  • Eastern Pennsylvania / New Jersey 1-888-336-0517
  • Indiana 1-800-225-6577
  • Kentucky / Tennessee 1-800-344-8357
  • Michigan 1-888-649-8217
  • Western Pennsylvania 1-800-824-1386
  • New England 1-888-336-0517
  • Minnesota / Wisconsin 1-888-901-1150
  • Texas/ Colorado 1-888-333-9904
  • Florida 1-800-215-4738