Open a Business Premier Plus Money Market Account Online
Earn higher interest on your savings while maintaining fast, convenient access to your money. Open a business money market online or visit any Huntington branch to learn more.
Compare Relationship Business Money Market Account Interest Rates
Your rate is based on the 43215 ZIP code.
Rates effective as of Monday, December 23, 2024.
| Non-Relationship Rate | With Huntington Unlimited Checking** | With Huntington Unlimited Plus Checking*** | With Business Analyzed Checking**** | ||||||
|---|---|---|---|---|---|---|---|---|---|
|
Balance
|
Interest Rate
|
APY*
|
Interest Rate
|
APY*
|
Interest Rate
|
APY*
|
Interest Rate
|
APY*
|
|
|
$0.01 to
$9,999.99 |
0.25%
|
0.25%
|
0.25%
|
0.25%
|
0.25%
|
0.25%
|
0.25%
|
0.25%
|
|
|
$10,000.00 to
$99,999.99 |
3.75%
|
3.82%
|
3.75%
|
3.82%
|
3.85%
|
3.92%
|
3.85%
|
3.92%
|
|
|
$100,000.00 to
$249,999.99 |
3.75%
|
3.82%
|
3.75%
|
3.82%
|
3.85%
|
3.92%
|
3.85%
|
3.92%
|
|
|
$250,000.00 to
$499,999.99 |
3.75%
|
3.82%
|
3.75%
|
3.82%
|
3.85%
|
3.92%
|
3.85%
|
3.92%
|
|
|
$500,000.00 to
$999,999.99 |
3.75%
|
3.82%
|
3.75%
|
3.82%
|
3.85%
|
3.92%
|
3.85%
|
3.92%
|
|
|
$1,000,000.00 to
$5,000,000.99 |
3.75%
|
3.82%
|
3.75%
|
3.82%
|
3.85%
|
3.92%
|
3.85%
|
3.92%
|
|
|
$5,000,001.00 to
$99,999,999,999.99 |
0.25%
|
0.25%
|
0.25%
|
0.25%
|
0.25%
|
0.25%
|
0.25%
|
0.25%
|
|
MINIMUM BALANCE TO AVOID MONTHLY MAINTENANCE FEE IS $10,000.00. MINIMUM BALANCE TO EARN THE EVERYDAY INTEREST RATE IS $.01 AND MUST BE NEW MONEY TO HUNTINGTON. "NEW MONEY" IS DEFINED AS MONEY THAT IS NOT CURRENTLY ON DEPOSIT IN ANY HUNTINGTON ACCOUNT. *ANNUAL PERCENTAGE YIELD(APY) ACCURATE AS OF EFFECTIVE DATE STATED ABOVE. RATES MAY CHANGE AFTER ACCOUNT IS OPENED. FEES MAY REDUCE EARNINGS ON THE ACCOUNT. **YOU ARE ELIGIBLE FOR THESE INTEREST RATES AND APYS WITH A QUALIFYING, OPEN HUNTINGTON UNLIMITED CHECKING ACCOUNT. ***YOU ARE ELIGIBLE FOR THESE INTEREST RATES AND APYS WITH A QUALIFYING, OPEN HUNTINGTON UNLIMITED PLUS CHECKING ACCOUNT. ****YOU ARE ELIGIBLE FOR THESE INTEREST RATES AND APYS WITH A QUALIFYING, OPEN BUSINESS ANALYZED CHECKING ACCOUNT. IF A CHECKING ACCOUNT IS NOT MAINTAINED, THE HUNTINGTON BUSINESS PREMIER PLUS MMA WILL EARN THE LOWER, NON-RELATIONSHIP INTEREST RATE LISTED ABOVE. WE RESERVE THE RIGHT TO LIMIT ACCEPTANCE OF DEPOSITS GREATER THAN $25,000,000.00. HUNTINGTON(R) IS A FEDERALLY REGISTERED SERVICE MARK OF HUNTINGTON BANCSHARES INCORPORATED. MEMBER FDIC.
Why choose a business money market account?
A business money market account combines the benefits of a business checking account and a business savings account. Earn interest on your cash to help meet your business' financial goals, but also have the flexibility of withdrawing or transferring cash without penalty to help take care of business expenses.
At Huntington, our Business Premier Plus Money Market Account was created for businesses with an average savings balance of $10,000 or more, looking to earn interest on excess cash intended for intermediate-term projects and capital needs, while preserving same-day liquidity.
Huntington Premier Plus Money Market Account offers:
- Competitive interest rates
- No monthly fee with an average daily account balance of $10,000 (otherwise $10/month)
- No minimum deposit to open an account
- Interest compounded monthly
Business Savings Account Features
Huntington Savings accounts are loaded with features designed to look out for you and your financial well-being.
The Hub
Huntington's digital tools, like Cash Position and Cash Flow Forecast, help make managing revenue and expenses easier than ever.
Online Banking & Mobile App
Securely monitor your company's accounts from any device through online banking or the Huntington Mobile app.
Email & Text Alerts
Free email and text alerts provide updates on your account so you can keep up with your business' finances.†
Overdraft Protection
Deposit-to-Deposit Overdraft Protection for your Business Checking account with no transfer fee when you link an eligible Business Savings or Money Market account to your Business Checking account.
Treasury Management & Fraud Tools
Flexible solutions for payables and receivables management, payroll services§, and electronic and paper-based fraud prevention.
Automatic Transfers
Set up scheduled transfers between business checking and savings or money market account to help savings grow even faster.
Business Savings at Huntington
Business Premier Savings
Designed to allow access to cash while building savings and earning interest.
Business CD
Grow your business savings by earning interest on balances without paying a monthly fee.
Business Trends and Insights
Business Premier Plus Money Market Account FAQs
Answer: A business money market account is a type of business savings account. Money market accounts are interest-bearing accounts, and their interest rates are usually higher than a regular business savings account, but the interest rate is variable. That means the interest rate fluctuates as market conditions change. Business money market accounts also typically offer withdrawals or transfers, or a debit card, allowing a business to complete transactions using the account.
Answer: At Huntington, you can apply for a Business Premier Money Market Account online. If you have questions about the application process or the documents needed, call us at (800) 480-2001 or visit your local Huntington branch.
To open a Business Premier Money Market Account, you'll likely need:
- Valid and official forms of identification
- Social security number or employer identification number
- Legal document identifying the structure of the business and name of the business
- One or more representatives from the business who is authorized to open a bank account on behalf of the company
Not every employee or partner of a business is authorized to do banking on behalf of the business. To open an account, you'll need an authorized representative to handle the paperwork with the bank.
Answer: Yes. At Huntington, the Business Premier Plus Money Market Account receives standard FDIC insurance coverage–up to $250,000 per depositor, per FDIC ownership category.
Answer: The monthly maintenance fee is $10. However, we waive the monthly fee with an average daily balance of $10,000 or more in your money market account.
Answer: The Business Premier Money Market Account allows 20 check deposits per month, 20 ACH credits per month, and cash deposits up to $1,000 per month. If you exceed these limits in a month, you'll be charged:
- $0.30 per $100 of in-branch or ATM cash deposits over $1,000
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†Alerts. Message and data charges may apply
§Payroll Processing. Payroll processing services provided by Paychex, a third party commercial vendor. The Huntington National Bank is not an affiliate of Paychex, and does not provide, warrant, or guarantee their products or services.