Recognize the signs of identity theft
- Accounts or charges your don't recognize.
- Errors on your credit reports, such as unfamiliar accounts or incorrect names, addresses, etc.
- Missing bills in the mail, which could indicate a change of address by a fraudster.
- Unexpected credit cards or denial of credit without clear reasons.
- Contact from debt collectors about purchases you didn't make.
Read full data privacy tip sheet
Monitor your credit report
Reviewing your credit report can help you spot unauthorized activity. Look for unfamiliar inquires, accounts, or debts. Ensure your personal information is accurate.
You can request a free credit report annually from each of the three major credit bureaus at AnnualCreditReport.com. Consider spacing out the requests to monitor your credit throughout the year.
Or, contact each company directly:
For more information about identity theft, read our Rebuilding Your Identity guide.
Stop, Look, Call
When faced with requests for money or information, three simple steps can help you spot scams before they cause harm.
- Stop: Pause before reacting to urgent or emotional messages. Fraudsters often create a sense of urgency to trick you.
- Look: Examine messages carefully if they claim to be from a financial institution. Legitimate organizations won't ask for sensitive information this way.
- Call: Don't use contact details provided in the message. Instead, call a trusted number from your bank statement, back of your card, or the official website.
Help protect yourself
No matter the type of scam, you can help protect yourself by keeping these additional tips in mind:
- Never conduct business with anyone online or over the phone unless you can confirm their identity by re-contacting them using a phone number or email address you locate independently.
- The caller may claim to work for a company you trust. They could know personal information about you to better impersonate a representative from that company. Even the Caller ID on your phone is not proof that the call is coming from a legitimate business.
- If anyone asks you for money or personal data, do the safe thing: say no and hang up.
- Start reporting scams you encounter to the Federal Trade Commission. You can file a report online at the FTC website or by calling (877) FTC-HELP.
Remember: Huntington will never ask you for account numbers or passwords by phone, email or text. Do not respond to any email that asks you to update your personal information online or by dialing a telephone number.
Set Up Fraud Alerts
By staying vigilant and using monitoring tools, you can help better protect yourself from potential threats.
Online and Mobile Banking Best Practices
Our teams have developed a video with best practices, to help you keep a close eye on your financial information.