Personal Loans

Personal loans with purpose and possibility

A personal loan from Huntington gives you flexible funding with no collateral required. Choose terms that fit your life, access your money quickly, and use it for what matters — from home improvements to consolidating high-interest debt. We’ll help you shape a loan that supports your goals, your way.

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Personal loans are only available for Ohio, Illinois, Indiana, Kentucky, Michigan, Pennsylvania, West Virginia, Wisconsin, Minnesota, South Dakota, and Colorado residents.

What makes a Huntington personal loan different

Clear, competitive rates

Get a fixed interest rate you can count on. Just straightforward terms for qualified borrowers.

Flexible first payment date

You can choose to make your first payment up to 60 days after your loan closes. It’s one more way you stay in control.

Terms that fit your budget

We’ll help you select a loan term with monthly payments that work for your financial plan, not the other way around.

Manage your loan online

Check your balance, track your payment history and make payments, all from your phone or computer, anytime.

Unsecured personal loans

Flexible funding, no collateral required

A Huntington unsecured personal loan give you access to funds based on your credit. Use it to consolidate high-interest debt, cover medical expenses, make home repairs, or fund a major purchase. With fixed rates, flexible terms and fast access to your money, it’s a straightforward way to support your goals.

We'll look at your credit score, debt-to-income ratio, and other financial factors to determine your qualification.

You can borrow up to $50,000, depending on qualifying factors, with a fixed rate and flexible payment options.

Interest Rate Range: 9.17%–25.00% APR1

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1 Disclosed rates are as of August 11, 2025, and are subject to change.

Deposit-secured personal loans

Keep your savings. Use your credit.

A deposit-secured personal loan is backed by your Huntington savings, CD, or money market account. It’s a way to borrow while keeping your savings intact — and may offer a lower interest rate than an unsecured loan. Use it to cover personal expenses, build credit, or consolidate debt with one monthly payment.

We'll use your Huntington Certificate of Deposit (CD), Huntington Savings Account, or Huntington Money Market Account to secure your loan. With our Deposit Secured Loan, you could borrow up to the value of your deposit as high as $500,000 along with consolidated monthly payments.

Interest rate range: 7.51%–25.00% APR2.

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2 Disclosed rates are as of March 7, 2025, and are subject to change.

Apply for a personal loan from Huntington

Start your application online, in person or by phone and get support every step of the way.

Ready to move forward? You can apply for a personal loan online, visit your nearest Huntington branch, or call our lending center at (800) 628-7076 and press 1. A lending specialist will help you explore your options and find a loan that fits your needs and budget.

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Personal Loan FAQs

Disclosures

Lending products subject to credit application and approval. Your loan amount options will be determined through a review of your Ability to Repay, which includes a review of your income, and your debt, including the debt listed on your credit report.