Mortgage plus Home Improvement in one Loan
Combine a mortgage to refinance or purchase a home with financing to fix it up, too. A FNMA HomeStyle Renovation loan gives you a single loan for both buying and improving, so you can turn a home that needs a little work into a home that's absolutely perfect.
Why choose a HomeStyle Renovation Loan?
Home Improvement & Renovation Loans
Combine a mortgage to refinance or buy with a renovation loan.
Luxury Updates
Any permanently affixed upgrade that adds value is eligible.
Variety of Options
Multi-unit, investment, second-homes and condos are all eligible.
Low Repair Amounts
The minimum renovation amount is $5,000 and the maximum amount is $250,000.
Other HomeStyle Renovation Features
Appraisal Value "Subject To" Renovation Improvements
The appraisal value of your home is based on the value after renovations are complete, not before.
Fixed Rate Options
Unlike many construction products, HomeStyle Renovation allows for fixed interest rates, making your payments steady and predictable.
Flexible Credit Options
Fannie Mae allows borrowers with troubled credit to potentially qualify for the HomeStyle Renovation loan.
All loans subject to application and credit approval, satisfactory appraisal and title insurance. Terms, conditions, and loan programs are subject to change without notice. Other terms, conditions and restrictions may apply.
Connect with a Specialist
Local loan officers are waiting to help you. Select your location to connect with lenders in your area.
Find a Loan Officer Near You
Find an NMLS Number
Search Huntington employees to view their registration with the Nationwide Mortgage Licensing System.
Find an NMLS Number
Still Have Questions?
If you can’t find what you’re looking for, let us know. We’re ready to help in person, online or on the phone.
Call Us
(800) 562-6871
Mon to Fri: 8:00 a.m.–7:00 p.m. ET
Saturday: 8:00 a.m.–2:00 p.m. ET