Digital Savings Tools
Saving money is easier when you know where you're going and how soon you'll get there. Huntington's savings tools can help you track and visualize your progress along the way.
See how you can start saving when you open a Huntington Savings account today.
Money Scout℠
Our latest innovation analyzes your spending habits, income, and upcoming expenses to find money you're not using in your checking account–from $5 to $50–then moves it to your savings, automatically†.
Savings Goal Getter℠
Set financials goals, big or small, and we'll show you how much you need to save to get there. We'll also track your savings progress along the way, helping you get there faster.
Huntington Heads Up®
Behind the scenes, we're keeping track of your spending and savings so you don't have to. When you're close to a spending limit or hit a savings milestone, we'll update you in real-time by text, email, or push notification.
Learn more about Huntington Heads Up
Message and data rates may apply.
Looking for a better way to budget?
Huntington's personal budgeting tools can help you adopt better spending habits.
Explore Budgeting Tools
Your money goals—simplified.
Articles written to help you get going—spending and saving smarter than ever.
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Already a Huntington customer?
Enroll in online banking to start using The Hub digital tools today.
Frequently Asked Questions
Savings Goal GetterSM
What is Savings Goal Getter?
Savings Goal Getter℠ helps you visualize a Savings Goal - or more than one - by giving it a name, amount and due date to reach it. It's designed to help you put money aside for an Emergency Fund and other specific Savings Goals.
Which of my accounts can have a Savings Goal? Is there a limit to how many I can set up?
You can add Savings Goals to all your Huntington personal savings and money market accounts. You can add up to ten Saving Goals and one Emergency Fund to each account.
How do I put money toward my Savings Goals?
Once you've created your goals, we'll assign money in your savings or money market account towards each goal depending on the goal amount and the date you want to reach it. To add money toward your goals, simply deposit money into your savings or money market account - or transfer from checking - and we'll automatically assign it toward your goals to keep you on track.
How is it determined which goals my money goes to?
Money is assigned first to your Emergency Fund (if you have one) then to additional Savings Goals based on the amounts and due dates you set up. The Savings Goal with the nearest due date will be assigned money first. If more than one goal has the same due date, money will first go to the goal most recently created.
Can I change the icon that goes with a goal?
Not at this time.
Can I move money between my Savings Goals?
Since money is assigned to your Savings Goals based on due dates, you can change the amount of money in each goal by editing the due dates. Remember, money will always be assigned first to an Emergency Fund (if you’ve created one) and then the Savings Goal with the nearest due date.
Can I see previous Savings Goals?
Once you’ve reached a Savings Goal (congratulations!), we recommend deleting it. At this time, you can’t view deleted Savings Goals.
Can I set up automatic transfers to Savings Goals?
Yes! Setting up automatic transfers from your checking account to your savings or money market account is an easy way to help you reach your savings goals. Remember, you'll need to set up automatic transfers inside your checking account. Learn how at huntington.com/Automatic-Savings.
Do Savings Goals earn interest?
You earn interest on the money in your savings or money market account, whether or not you have created a Savings Goal. The Savings Goal itself does not earn interest.
How do I add or change a Savings Goal?
You can add or change a Savings Goal as often as you like. To create a goal, click Add a Savings Goal, then give it a name, amount and due date. To edit a goal, click Edit next to an individual goal. Remember, changing the amount or due date will change how much and/or how often you need to deposit or transfer money to reach that goal.
How do I change a Savings Goal amount?
On the Savings Goal Getter page, click Edit next to a goal and type in a new amount.
How do I create or edit the name of a Savings Goal?
When you create a Savings Goal, you can give it a name, such as “Vacation” or “New Bike.” To change the name, go to the Savings Goal GetterSM page and click Edit next to the goal.
How do I delete a goal?
To delete a goal, click Edit next to the goal, then click Delete next to the trash can icon. Remember, if you delete a savings goal, your progress toward other goals for that account will adjust automatically.
How do I view all my Savings Goals?
To see all your goals, click the Manage Savings Goals button on The Hub main page.
How is it determined which goals are shown on the Savings Goal Getter page?
On the Savings Goal Getter℠ page, if you have created an Emergency Fund, that will be displayed first. Additional goals will be listed in the order of nearest due date, whether they are complete or in progress. If more than one goal has the same due date, they will be listed in the order of largest percent complete first. If more than one goal has the same due date and the same percent complete, they will be listed in order of the newest goal first.
How it is determined which goals are shown on The Hub home page?
On The Hub main page, you will see up to three goals in online banking, and one goal in the mobile app. If you have set up an Emergency Fund, that will be displayed first. Additional goals will be listed in the order of nearest due date. If more than one goal has the same due date, they will be listed in the order of largest percent complete first. If all goals have been reached, they will listed be in the order of most recently completed.
How many goals show on The Hub main page?
When you are logged into your account on huntington.com, up to three Savings Goals are shown on The Hub main page. When you log into the Huntington Mobile app, one goal will be listed. To see all your goals, click the Manage Savings Goals button.
How much money should I have in my Emergency Fund goal?
A good rule of thumb is to have at least 3 months of living expenses available for emergencies.
Can I change the goals that are shown on The Hub main page?
While you can't change the rules that determine which goals show up on The Hub main page, you can change elements of a goal that would make it display there. For instance, if you set up an Emergency Fund, that will automatically display on The Hub main page in both online banking and the mobile app. If you change a goal's due date to be sooner than other, that goal will display next after the Emergency Fund.
I have both a savings account and a money market account. How do I select an account to create a Savings Goal?
You can create up to ten Savings Goals for each savings and money market account you have. To create or view goals for a specific account, simply select it from the Select Account drop-down on the Savings Goal Getter page and click Apply.
What happens to my Savings Goals if I overdraft my account?
If your savings account is used for overdraft protection, money is transferred from your savings account to your checking account to cover the overdraft. When money is withdrawn, for any reason, from the account linked to a Savings Goal, it reduces the amount saved towards your Savings Goal and may take you off-track. If you overdraft your account, you may incur Overdraft or Return Fees, whether or not your account is linked to a Savings Goal. Learn how you can avoid fees at huntington.com/Overdraft.
What happens when I complete a Savings Goal?
Congratulations! Saving money can be tough but you did it! Once you complete a goal and are ready to use the money, you'll see Edit and Make a Transfer options. We recommend you transfer or withdraw the money from your savings or money market account to use for the goal. Then delete the goal so that other money in your account isn't assigned to the goal you just completed!
What is the maximum amount I can have for a goal?
You can assign up to $1 million to each Savings Goal.
I have a joint savings or money marketing account. How does that affect my Savings Goals in Savings Goal Getter?
Since every accountholder has their own login information for online banking, they each have the opportunity to use Savings Goal Getter and create their own Savings Goals for the account. Keep in mind, however, that when you log in, you’ll only see the Savings Goals that were created using your login information.
Can I transfer money from an external account into a Savings Goal?
No. Money is assigned to your Savings Goals from the funds in your Huntington savings or money market account. If you want to assign more money to a Savings Goal, you'll first need to deposit additional money into Huntington savings or money market account, or transfer it from your Huntington checking account.
Money Scout®
Is there an enrollment fee for the Money Scout® tool?
Nope! There is no charge to enroll in Money Scout.
How often will Money Scout® move money to my savings account?
Money Scout will transfer small amounts from your checking account up to three times per week. Since Money Scout is personalized to you and your transaction patterns, some months you may not see any saving transfers. If your checking account was recently opened, Money Scout may require at least 4 months of account activity to understand your spending habits before Money Scout can start saving. To enroll in Money Scout, you must have Spend Analysis in The Hub active for the checking account you want to use for transfers. Spend Analysis is the chart that shows your spending for the current month by category.
I’m a new Huntington checking customer. Can I enroll in Money Scout® today?
Yes, but it may just be a while until you see the prompt to activate Money Scout in your Account Detail page. And understand that if your checking account was recently opened, Money Scout may require at least four months of account activity to get to know your spending habits before it can start saving effectively. To enroll in Money Scout, you must have Spend Analysis in The Hub active for the checking account you want to use for transfers. Spend Analysis is the chart that shows your spending for the current month by category.
Will Money Scout® ever overdraft my account?
Money Scout cannot predict all of your transactions when scheduling a transfer. Transfers will not be scheduled if your account balance falls below a pre-determined minimum balance threshold determined by us. You are responsible for ensuring your checking account has sufficient funds. In the event that your account balance falls below $0 and your account is overdrawn, you may be charged overdraft fees if you do not deposit enough funds to cover the transaction(s).
Does Money Scout® work with Overdraft Protection?
Yes! We recommend that you link your savings account to the checking account used with Money Scout for extra security. Money will be automatically transferred (if you have enough money in your linked account) to cover overdrafts and there is no transfer fee charged. Federal regulations limit the number of transfers that can be made from savings and money market accounts during a calendar month or statement cycle.
Can I customize the amount Money Scout® moves?
Money Scout’s predictive technology understands your transaction patterns to find how much to save for you. If you would like to change the amount of or cancel a transfer, you have until midnight on the day it is scheduled to do so by navigating to Scheduled Transfers and following prompts within the Huntington Mobile app or your online banking profile.
You can also pause Money Scout, and unpause it whenever you're ready to start saving again.
You can also pause Money Scout, and unpause it whenever you're ready to start saving again.
Can I pause Money Scout® transfers?
Yes. You can pause Money Scout transfers at any time within the Huntington Mobile app and online banking. You can choose to pause Money Scout for up to six months if you know you have an unusual withdrawal coming up, for example, a car repair or special anniversary trip.
Pausing and unpausing Money Scout is easy. From your savings or checking account detail page, access Money Scout, and click pause or unpause.
Pausing and unpausing Money Scout is easy. From your savings or checking account detail page, access Money Scout, and click pause or unpause.
How is Money Scout® different from recurring transfers or round-ups?
Unlike recurring transfers, Money Scout doesn't require you to come up with an arbitrary amount to transfer every month. It looks for optimal times to save based on your unique financial situation and saves accordingly. While round-ups are popular, they are budgeting tools that only work by saving when you spend. Money Scout moves the money you would have spent in a discreet way into your savings account preemptively, so your spending is reduced automatically, and savings increased. Plus, Money Scout can help you reach your financial goals more quickly by saving meaningful amounts.
Am I able to transfer my savings back to my source checking account?
Yes, you can access your savings as normal by transferring money from your savings account linked to Money Scout® back to your checking account. You can do this within the Huntington Mobile app or in online banking. Keep in mind that federal regulations limit the number of transfers that can be made from savings accounts during a calendar month or statement cycle.
Money Scout® is a federally registered service mark of Huntington Bancshares Incorporated. Savings Goal Getter℠ is a service mark of Huntington Bancshares Incorporated.
† Money Scout automatically schedules transfers from your selected checking account and credits your selected savings account. A money market account (MMA) cannot be a selected savings account for use with Money Scout. A scheduled transfer may be canceled before midnight ET on the day it is scheduled. Transfer amounts and frequency may vary and will reduce the money available in your account to cover other transactions. You are responsible for ensuring your account has sufficient funds. You may be charged overdraft fees if your account falls below $0. Subject to eligibility, terms and conditions, and other account agreements.