Mortgage & Home Loans Education Tools

Make the home mortgage process less of a process and know what to expect when buying a home. Whether you're looking to purchase a new home or refinance the one you have, our education tools and planners will help you shop confidently. Want quick answers? Browse common questions and learn about mortgages and home refinancing below.

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Take five minutes and we'll create custom rate and payment options with side-by-side comparisons.
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The Homebuying Process

How to get a mortgage
Whether you are looking to get pre-approved or have found your home, we can help you each step of the way.

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Should I buy a home or rent?

The decision depends on many factors, including the time you expect to stay in your new home, rent and home appreciation rates, the rate you earn on savings, taxes, and maintenance costs.

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What home could I afford?

If you are looking for a new home but are not sure what you can afford or you want some guidance on what you should be thinking about when looking at homes, we can help you.

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How much should I put down for a new home?

This tool helps you determine whether it is better to put a smaller or larger down payment on a home given other loan terms.

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Finding the right Mortgage

Mortgages

Fixed vs. Adjustable Loan

This tool calculates the monthly mortgage payment for a fixed- and adjustable-rate mortgage (ARM) loan, given their respective interest rates and other loan terms.
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15 year vs. 30 year

This tool calculates total cost and monthly payments for two fixed rate mortgage loans of different terms and helps you determine which loan is better for you.
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Mortgages

Get a Quote

Take five minutes and we'll create custom rate and payment options with side-by-side comparisons.
Get a Quote
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Gather Documents

When you meet with your mortgage specialists, you'll need a few documents. Browse our list to get ready.
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Finding the Right House

REO Listing
Huntington wants to help you find the home that is right for you.

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Home Buyer's Checklist

Track and compare home features and costs with this handy home buyer's checklist.

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Home Inspection

A home inspection  is a professional evaluation of the structural and mechanical condition of the home you are about to purchase. 

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Connect with Experts

Local loan officers are waiting to help you.

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Refinancing a Mortgage

Am I better off refinancing? This tool calculates whether the decision to refinance your mortgage loan is a good one based on the terms you enter. Use the refinancing mortgage calculator.
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What will my refinancing costs be?

What could the cost of refinancing a home mortgage be? Use this calculator to find out.
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Get a Quote

Get a rate and payment comparisons of some of the borrowing options you may qualify for. Learn how to receive your comparison.
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Connect with Specialists

Loan officers may help you get answers to mortgage and home buying questions. Find a mortgage loan officer.
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Resolving Other Issues

Online Mortgage Services This tool calculates whether the decision to refinance your mortgage loan is a good one based on the terms you enter. Use the refinancing calculator.
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Get Payment Help We can possibly help find solutions to your loan repayment issues. Learn more about our homeowner payment help solutions.
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MLO Licenses Search Huntington employees to view his or her registration with the Nationwide Mortgage Licensing System.
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Resolve Errors Submit a written error notice, information request, or Qualified Written Request.
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Customer Portal User Guide Read the Lending Application Web Portal user guide (PDF).
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Natural Disaster Help Huntington has resources to help our loan customers through the insurance claims process for damage to property.

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Home Mortgage Guide

From tips on making an electronic payment to understanding your escrow account, this Home Mortgage Guide is just another way Huntington helps to make your mortgage easier.

Download the Home Mortgage Guide (PDF)

Connect with a Specialist

Local loan officers are waiting to help you. Select your location to connect with lenders in your area.
Find a Loan Officer

We are here to help

If you can’t find what you’re looking for, let us know. We’re ready to help in person, online, or on the phone.

Call Us

To speak to a customer service representative, call (800) 480-2265.