Term Life On Your Terms
There is nothing more important than putting family first, and with Huntington Insurance, it has never been easier. Simply review the insurance options below. You can shop and compare or speak with a licensed professional.
Compare Types of Term Life Insurance
|
Term Life (Simplified & Fully Underwritten)
|
Permanent Life
|
|
|---|---|---|
| Age and Health | 18 to 80 years old, with some pre-existing conditions acceptable | 18 to 85 years old, with some preexisting conditions acceptable |
| Coverage Amounts | $25,000-$10,000,000 | $1,000-$500,000 |
| Coverage Starts | Varies upon product selected | Varies upon product selected |
| Term Length Options | 10 to 40 years, Annual Renewable | Permanent, as long as premiums are met |
| Available Through | Multiple Carriers | Multiple Carriers |
| Medical Exam | Dependent on answers to health questions and nicotine use in the application; many carriers offer options without medical exams | Dependent on answers to health questions and nicotine use in the application; guaranteed issue and traditional solutions available |
| Cost | Varies depending on age and overall health. Simplified issue will typically be more expensive than fully underwritten. | Typically, more expensive than term, often solving for final expense need upon death. Guaranteed whole life policies provide a limited death benefit for the first two years. |
Still Have Questions?
If you can’t find what you’re looking for, let us know. We’re ready to help in person, online or on the phone.
Call Us
Weekdays 8:00 a.m. to 5:00 p.m. ET
(888) 576-7900
INSURANCE PRODUCTS ARE: NOT FDIC INSURED • NOT INSURED BY ANY FEDERAL AGENCY • NOT OBLIGATIONS OF, DEPOSITS OF, OR GUARANTEED BY THE HUNTINGTON NATIONAL BANK OR ITS AFFILIATES • MAY LOSE VALUE
Insurance products are offered by Huntington Insurance, Inc., a licensed agency and a wholly-owned subsidiary of Huntington Bancshares Incorporated and underwritten by third party insurance carriers not affiliated with Huntington Insurance, Inc.