Fixed Rate Mortgages:
10-30 Year Terms
Fixed Rate Mortgages
Why choose a Fixed Rate Loan?
Fixed Rates
Lock in your rate for the entire term of your loan, no matter what else happens in the market.
Predictable Payments
Pay the same monthly principal payment in year one that you pay at the end of your mortgage.
Down Payment Assistance
You may be able to reduce your down payment. With the help of state bond programs, you may need to put less money down.
Fixed Rate Mortgage Rates
The interest rate requires 1% origination fee, plus any additional points, if any, as listed above.
The Annual Percentage Rates (APRs) in the examples disclosed above are based on a $225,000 loan amount, at least a 20% down payment, points disclosed, the payment of certain customary fees at loan closing, credit score of at least 740, a rate lock period of 45 days and assumes a purchase of an owner-occupied one unit dwelling with no secondary financing for a property located in Franklin County. Find a loan officer near you or give us a call at 1-800-LOAN US-1(1-800-562-6871) for terms available in your area. Mortgage Insurance may be required for loans that have less than a 20% down payment which will increase the APR and result in a higher loan payment. Interest rates and fees are subject to change without notice. Huntington’s mortgage division offers many different mortgage products; your APR may vary depending on the product for which you apply.
All loans are subject to application and credit approval, satisfactory appraisal, and title insurance. Terms, conditions, and loan programs are subject to change without notice. Other terms, conditions, and restrictions may apply.
The payment information represents only the monthly principal and interest portion of your payment. Payments do not include amounts for taxes and insurance premiums, and your actual payment obligation will be higher.
Other Fixed Rate Mortgage Features
These fixed rate mortgage tools will help with your decision
Home Mortgage Guide
From tips on making an electronic payment to understanding your escrow account, this Home Mortgage Guide is just another way Huntington helps to make your mortgage easier.
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