Fixed Rate Mortgages:
10-30 Year Terms

Get the security of a monthly principal and interest payment that never increases. We give you the flexibility to lock in your rate for any term between 10 and 30 years, whatever works best for you. See the benefits of a fixed rate loan listed below.
Fixed Rate Mortgage | Huntington

Why choose a Fixed Rate Loan?

Fixed Rates

Lock in your rate for the entire term of your loan, no matter what else happens in the market.

Predictable Payments

Pay the same monthly principal payment in year one that you pay at the end of your mortgage.

Down Payment Assistance

You may be able to reduce your down payment. With the help of state bond programs, you may need to put less money down.

Fixed Rate Mortgage Rates

The interest rate requires 1% origination fee, plus any additional points, if any, as listed above.

The Annual Percentage Rates (APRs) in the examples disclosed above are based on a $225,000 loan amount, at least a 20% down payment, points disclosed, the payment of certain customary fees at loan closing, credit score of at least 740, a rate lock period of 45 days and assumes a purchase of an owner-occupied one unit dwelling with no secondary financing for a property located in Franklin County. Find a loan officer near you or give us a call at 1-800-LOAN US-1(1-800-562-6871) for terms available in your area. Mortgage Insurance may be required for loans that have less than a 20% down payment which will increase the APR and result in a higher loan payment. Interest rates and fees are subject to change without notice. Huntington’s mortgage division offers many different mortgage products; your APR may vary depending on the product for which you apply.

All loans are subject to application and credit approval, satisfactory appraisal, and title insurance. Terms, conditions, and loan programs are subject to change without notice. Other terms, conditions, and restrictions may apply.

The payment information represents only the monthly principal and interest portion of your payment. Payments do not include amounts for taxes and insurance premiums, and your actual payment obligation will be higher.

Other Fixed Rate Mortgage Features

Go Paperless

A reliable alternative to mailed paper statements. Online statements are a secure way to manage and track your account information.

Free Alerts

Our free, automated email account alerts can provide you with timely updates on your mortgage, such as payments received.

Access to Over 1,000 Branches

No matter where you choose to make your payments, Huntington gives you options.

Free Online Bill Pay

Pay your bills and track your mortgage when you log in to Huntington.com and use free online bill pay.

Service Commitment

We'll be here to walk you through the entire process, from application to closing and beyond.

Free Mobile Banking

Check your balance and make a payment from your mobile device®.

These fixed rate mortgage tools will help with your decision

Home Mortgage Guide

From tips on making an electronic payment to understanding your escrow account, this Home Mortgage Guide is just another way Huntington helps to make your mortgage easier.

Download the Home Mortgage Guide

Connect With a Specialist

Local loan officers are waiting to help you. Select your location to connect with lenders in your area.
Find a Loan Officer Near You

Find an NMLS Number

Search Huntington employees to view their registration with the Nationwide Mortgage Licensing System.
Find an NMLS Number

Still Have Questions?

If you can’t find what you’re looking for, let us know. We’re ready to help in person, online or on the phone.

Call Us

(800) 562-6871
Mon to Fri: 8:00 a.m.–7:00 p.m. ET
Saturday: 8:00 a.m.–2:00 p.m. ET